Payment Card Industry Data Security Standard

What you need to know

  • PCI DSS is a set of security policies and procedures designed to ensure that allorganizations that accept, process, store, or transmit credit, debit and cash card transactions implement and maintain a secure environment. The goal is to strengthen the security of card transactions and protect cardholders from misuse of their personal data.

  • PCI DSS is a global standard that was developed by the major credit card companies, including Visa, MasterCard, American Express, and Discover and it is mandatory for any organization that accepts credit card payments.

  • PCI DSS is not structured in regulatory style articles but into six goals, which are further divided into twelve requirements, covering areas such as network security, access control, and data protection.

  • New PCI DSS version (v4.0) is released and goes into effect on March 31, 2024?

  • PCI DSS v4.0 requires organizations to maintain an inventory of all systems, applications, and data stores that are used for cardholder data processing, transmission, and storage?

  • PCI DSS compliance can vary depending on the number of transactions a retailer processes each year? Retailers that process fewer than 20,000 transactions per year have different compliance requirements than those that process more than 6 million transactions per year.

  • Non-compliance with the PCI DSS can result in fines ranging from USD $5,000 to USD $100,000per month, depending on the severity of the violation?

  • PCI DSS requires retailers to perform regular security awareness training for their employees to help prevent data breaches caused by human error? In addition, penetration testing is required to assess effectiveness of attack methods and threats with PCI DSS v4.0

  • PCI DSS v4.0 requirements requires organizations to reflect the latest industry standards and best practices for encryption including quantum-resistant algorithms? As a result, current security controls and protection technologies could result in noncompliance consequences.

  • With PCI DSS v4.0 new requirements will result in expanded scope, meaning organizations will expect PCI DSS to now cover a wider range of environments, technologies, and payment channels that will be subject to regulatory mandates that were previously not applicable?

  • Organizations must implement incident response plans with detailed strategies and procedures for addressing security incidents and data breaches?

  • To demonstrate PCI compliance, organizations will need to implement or update reporting measures and work with external auditors?

  • With PCI DSS you can reduce audit scope? By minimizing risk by storing less sensitive data and enable new projects without additional audit burden.

Key Benefits of comforte’s PCI DSS Compliance Services

The comforte Data Security Platform provides data discovery, classification and protection capabilities to help you:


and classify sensitive payment card data


cardholder data with strong cryptography during transmission over open, public networks


access to cardholder data to only authorized personnel with access control and authentication tools

FAQs on PCI DSS Compliance

Next steps


If you would like to learn more about our PCI DSS compliance services, please feel free to get in touch with our experts who would be happy to discuss solutions.


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