Reduce PCI Scope. Secure Every Payment Flow

One platform for end-to-end payment data protection. Cut PCI DSS scope and cost, reduce breach and fraud exposure, and enable privacy-preserving analytics and AI without slowing delivery.

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The Reality of Modern Payments

The payments industry is transforming, but with innovation comes risk. Providers run across hybrid environments while pushing new services to market. Cardholder data moves through APIs, event streams, data platforms, and third-party ecosystems. The result is a larger attack surface, stricter Payment Card Industry Data Security Standard (PCI DSS) duties, and pressure to use data for risk, customer experience, and AI.

Cut PCI Cost & Complexity

Reduce scope at the source and automate evidence for shorter, less disruptive audits.

Unified Governance & Visibility

One place to manage policies, keys, and secrets with real-time insight into where sensitive data lives and how it’s protected.

Unlock Data for Growth & AI

Use privacy-preserving data to power analytics and models without exposing cardholder details.

What’s Getting in the Way

  • Data sprawl: Modern payments spreads primary account numbers (PANs) and other sensitive data across applications, logs, analytics stores, backups, and partner feeds, which creates blind spots and scope creep.
  • PCI DSS v4.0: Tighter scoping, more evidence, and continuous control expectations raise audit effort and cost.
  • Siloed tools: Disconnected data protection tools and key management produce inconsistent controls and slow operations.
  • Modernization gaps: New payment paths and cloud adoption introduce fresh requirements to protect data across legacy and modern systems.
  • Fraud pressure: When sensitive data leaks, criminals test cards, take over accounts, and create fake identities, which drives up chargebacks and losses.

How TAMUNIO Secures Payments

  • A single platform that applies consistent, persistent protection across the payments lifecycle without slowing delivery.
  • Secure every payment path with consistent data-centric protection through authorization, clearing, settlement, disputes, and refunds to contain exposure.
  • Safely activate analytics and AI using de-identified data and governance, while maintaining data sovereignty via local data policies and approved secure compute environments.
  • Deter fraud by rendering stolen data low-value, reducing card testing, and account takeover.
  • Govern centrally with policy, keys, and secrets in one place, plus discovery, lineage, and assessment-ready reports.
How it works

Why Payments Leaders Trust TAMUNIO

  • Data-centric by design: Protection follows the data across channels and partners, which reduces fraud opportunities and limits incident impact.
  • Performance at scale: Low-latency controls built for switching and real-time payments.
  • One policy everywhere: Central policy, keys, and evidence accelerate audits.
  • AI-ready data without compliance risk: Train and infer on protected data; keep raw values secured.
  • Proven in payments: Decades of expertise and PCI Security Standards Council partnership.

Payment Security for ACI Retail Payments Solution (RPS)

  • Elevate security for BASE24 and BASE24-eps
  • Ensure adequate protection of cardholder data throughout the entire payment environment
  • Simplify compliance with PCI DSS v4.0
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What You Get with TAMUNIO in Payments

CapabilityCustomer challengeBusiness outcome
Protect at capturePANs and other sensitive data leak into downstream systems and logsSmaller PCI scope, fewer in-scope systems, lower audit cost; safer sharing with cloud data platforms
End-to-end data protection Gaps across the payment lifecycleFewer control gaps between flows; lower breach exposure; consistent enforcement across hybrid environments
Field level protection and role based permissionsOperators and vendors see more data than they needLeast-privilege by default; faster operations; privacy-preserving analytics and AI in cloud pipelines
Centralized policy, key, and secrets managementSiloed tools and policies cause inconsistency and reworkOne policy everywhere; faster rollouts; governed de-protection for AI vendor use
Discovery and lineageUnknown locations of sensitive data across apps, logs, and storesClear scope, targeted remediation, better risk decisions
Analytics-ready de-identificationTeams need analytics and AI without exposing raw valuesSafer fraud models and customer insights; interoperable with cloud warehouses and external AI

How a leading payments processor met PCI & GDPR with zero downtime

A cross-border processor secured tens of millions of monthly transactions by applying data-centric security across its core payment system, including HPE Nonstop. The result was full compliance with PCI DSS and the GDPR with no service disruption.

  • Zero downtime on a live 24/7 network — implemented on production systems with no service impact
  • PCI & GDPR compliance — sensitive cardholder data rendered unreadable wherever it’s stored or used
  • Protected 30M+ transactions/month across ATM, POS, web, and mobile channels
  • Fast, low-friction rollout — no source-code changes; scalable across additional systems
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PCI DSS Compliance, Simplified

TAMUNIO helps payments teams meet PCI DSS v4.0 with a smaller assessment boundary, consistent data protection, and audit-ready evidence — without slowing delivery.

  • Narrower scope: fewer in-scope systems and less validation effort
  • Faster assessments: automated evidence and clear control mappings
  • Lower cost of compliance: predictable renewals with minimal disruption

How We Map to PCI DSS v4.0

Next steps

 

Discover how TAMUNIO secures payments and powers safe analytics and AI while keeping cardholder data protected.

 

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